SplitPal users in the U.S. can transfer money via third-party payment app Venmo, after clicking the “Venmo” button to pay a friend. If your base currency is USD you will notice a Venmo button next to “mark paid” in the settlement screen. Clicking that will take the user to venmo portal (a webapp or a mobile app if installed on the device) with prefilled amount and comment pertaining to group expenses owed.
Absolutely. SplitPal has built-in currency converter with up-to-date exchange rates.